We are seeking applications for the position of Credit Risk Officer. Interested candidates meeting the following criteria are encouraged to apply online:

Job responsibilities:

·         Physical verification regarding accuracy of facts stated in loan application.

·         Ensure the character, willingness, eligibility of Borrower and default history from eCIB.

·         Risk assessment of credit cases in terms of Cash flows, Repayment Capacity, ECIB, information consistency and other risks criteria as per detailed checklist.

·         Ensuring that the credit risk fully understands and are performing tasks in an efficient and effective manner.

·         Asses repayment behavior of borrower (From Utility bills, Loan clearance report, Information regarding Character of borrower)

·         Actual visit of client , guarantor and other references

·         Appraised situation on problem loan randomly chosen, based on the risk profile

Qualification:

Graduate (Commerce, Marketing, Business Administration, Economics)

Experience:

Preferably 1-year experience in in microfinance business lending / verification department / Risk Department

Other requirements:            

Must have good Computer Skills, must have own Motorcycle and valid driving license.